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Five compounding problems caused hundreds of "Console ApiError: Unauthorized" entries on every load of /dashboard (and friends) while unauthenticated or while the auth cookie was stale: 1. QueryClient had `throwOnError: true` as a blanket default, so every 401 from any react-query hook propagated to the nearest error boundary instead of staying in the query's `error` state. That also invited React to re-render and re-fire the boundary multiple times per failing query. 2. React Query retried all failures 3 times with exponential backoff, so a single 401 became four requests. 401 isn't fixable by retry, so this is just noise. 3. Dashboard layout rendered `<NotificationBell />` unconditionally, which polled /notifications/unread-count on mount even when no user was signed in → 401 on every mount. 4. Dashboard + Admin layouts had no redirect-to-login guard, so protected queries (market-report, heatmap, admin/dashboard, …) all mounted and fired against the API before the user ever saw the login screen. 5. Admin layout waited on `user` but had no way to distinguish "store still initialising" from "user genuinely absent" — so an expired cookie left the page stuck on a spinner while the same 401 storm played out in the background. Fixes - query-client.ts: `throwOnError` and `retry` are now predicates. Only 5xx / network errors bubble to boundaries and are retried; 4xx (auth, validation, not-found) stay in query error state so the component can render an empty/auth placeholder. - auth-store.ts: new `isInitialized` flag set in a finally block at the end of `initialize()`. Downstream guards use it to distinguish "still booting" from "definitely logged out". - (dashboard)/layout.tsx: redirects to /login?next=<path> once initialised and unauthenticated, and renders a lightweight loading screen in the meantime so child queries never mount. - (admin)/layout.tsx: same guard. Non-ADMIN logged-in users still bounce to /dashboard. - notification-bell.tsx: short-circuits `fetchUnreadCount` when `isAuthenticated` is false. Verified in dev: visiting /vi/dashboard unauthenticated now redirects to /login?redirect=/dashboard with zero console errors and no /analytics/… calls to the backend. Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>